Safe Harbor
The documents contained in, or directly accessible from, this website include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements relating to our future business and financial performance, future plans, our outlook for our industry and any other statements containing the words "anticipates," "believes," "estimates," "expects," "plans" and similar expressions. These statements are based on First Marblehead's plans, estimates and expectations as of the date such statement was made, and we caution you that matters subject to forward-looking statements involve a number of known and unknown risks and uncertainties. Some of the important factors that could cause our actual results, levels of activity, performance or achievements to differ materially from those expressed or implied by such forward-looking statements include our ability to structure future securitization transactions and generate related structural advisory fees and residuals; the timing of our securitization activities; our critical accounting policies, including our estimates relating to the recognition and valuation of our service revenue and the determination not to consolidate the securitization trusts that we facilitate; our relationships with key clients, The Education Resources Institute, Inc. and loan servicers; competitive pressures and government regulation of the outsourcing services market for education lending; and other factors identified in First Marblehead's most recent annual report on Form 10-K and subsequent reports filed with the Securities and Exchange Commission. First Marblehead disclaims any intention or obligation to update any forward-looking statements as a result of developments occurring after the date such statement was first made.