We offer our clients a fully integrated suite of tailored design, implementation, and securitization services in connection with their private student loan programs.
First Marblehead offers compelling value to its constituencies:
To Clients (lenders, consumer finance companies, marketers, and affinity groups) we offer meaningful fee-based income, custom-branded products and marketing intelligence, the opportunity to transfer risk, and scaled operations to support the student's customer experience. We have an end-to-end solution set that is difficult to replicate. First Marblehead and the private student loan model: see chart.
To students and co-signers, these products offer tiered products based on risk, convenience and choice, and excellent processing. For example, we offer efficient web based applications and processing, our clients offer borrower benefits such as deferred payments and ability to pay electronically, and competitive interest rates.
First Marblehead and the private student loan model |
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| Program Design & Marketing | Borrower Inquiry & Application | Loan Application & Disbursement | Loan Securitization | Loan Servicing |
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